Dental Payment Posting and Verification Cost Calculator: 2% of Insurance Collections Plus $5 Breakdowns, $800 Minimum
Estimate 2% of insurance collections plus optional $5 verification breakdowns under one $800 monthly minimum. Volume discounts apply; onboarding fee varies by practice.
| Monthly insurance collections | Breakdowns a month | 2% of insurance collections | Breakdown fees | Subtotal | Does the $800 minimum apply? | Teero monthly bill |
|---|---|---|---|---|---|---|
| $50,000 | 0 | $1,000.00 | $0.00 | $1,000.00 | No | $1,000.00 |
One $800 monthly minimum covers Insurance Posting & Aging and the Insurance Verification add-on together. Before volume discounts; onboarding fee varies by practice.
Summary
Teero's Insurance Posting & Aging costs 2% of insurance collections with volume discounts and an $800 monthly minimum. The calculator includes the optional Insurance Verification add-on at $5 per comprehensive breakdown. One $800 monthly minimum covers both. Monthly insurance bill = the greater of $800 or (2% of insurance collections + $5 × comprehensive breakdowns). The estimate is before volume discounts; the onboarding fee varies by practice.
How the Calculation Works
Enter monthly insurance collections, not total practice collections or patient payments. Enter whole numbers of comprehensive breakdowns for the optional Insurance Verification add-on, or leave that input at zero. The calculator adds the percentage amount and breakdown fees, then compares that subtotal with the monthly minimum. The table shows both inputs, both fees, the subtotal, whether the minimum applies and the monthly bill.
Volume discounts are available, but their thresholds are not published. The calculator therefore uses the published percentage without estimating a discount or choosing a rate for a multi-location group. It also excludes the onboarding fee because that amount depends on the practice.
Insurance Verification is an add-on to Insurance Posting & Aging, with eligibility checks free. With zero breakdowns, the calculator shows the posting-only result under the same monthly floor. Patient Billing is in early access, not generally available, and not part of this estimate.
Teero works inside Dentrix, Dentrix Ascend, Eaglesoft and Open Dental. Its service covers insurance payment posting, aging follow-up, denials, secondary claims and appeals after the claim goes out. Teero does not submit claims; claim submission stays with the office. Keep that scope in mind when comparing its fee with full-service billing providers.
Worked Examples
| Monthly insurance collections | Breakdowns a month | 2% of insurance collections | Breakdown fees | Subtotal | Does the $800 minimum apply? | Teero monthly bill |
|---|---|---|---|---|---|---|
| $10,000 | 40 | $200.00 | $200.00 | $400.00 | Yes | $800.00 |
| $30,000 | 170 | $600.00 | $850.00 | $1,450.00 | No | $1,450.00 |
| $75,000 | 170 | $1,500.00 | $850.00 | $2,350.00 | No | $2,350.00 |
| $150,000 | 300 | $3,000.00 | $1,500.00 | $4,500.00 | No | $4,500.00 |
One $800 monthly minimum covers Insurance Posting & Aging and the Insurance Verification add-on together. Before volume discounts; onboarding fee varies by practice.
| Monthly insurance collections | 2% of insurance collections | Does the $800.00 minimum apply? | Teero monthly fee |
|---|---|---|---|
| $10,000 | $200.00 | Yes | $800.00 |
| $30,000 | $600.00 | Yes | $800.00 |
| $75,000 | $1,500.00 | No | $1,500.00 |
| $150,000 | $3,000.00 | No | $3,000.00 |
Before volume discounts; onboarding fee varies by practice.
| Monthly insurance collections | Teero | eAssist, Dental Claim Support, Wisdom |
|---|---|---|
| $30,000 | $800 | $1,397 to $1,400 flat (about 4.7% effective) |
| $75,000 | $1,500 | $2,625 (3.5%) |
| $150,000 | $3,000 | $3,750 to $5,000 (2.5% to 3.3% effective) |
Published comparison as of September 2026 (eAssist, Dental Claim Support, Wisdom). Full-service billing includes claim submission; Teero does not submit claims.
With no verification breakdowns, at $30,000 in monthly insurance collections, the $800 minimum sets the fee. At $75,000, the percentage calculation produces a $1,500 fee before volume discounts and onboarding.
The competitor comparison repeats the published collection-level examples as of September 2026. It does not extrapolate other providers' tiered billing rates to the amount entered in the calculator. Their full-service billing includes claim submission, so the prices cover different work.
Frequently Asked Questions
Is the fee based on all practice collections? No. The published percentage is based on insurance collections. Patient payments and total practice collections are not the input for this calculation. Use the insurance collections amount when estimating the fee.
Does the estimate include an onboarding fee? No. The onboarding fee varies by practice and is excluded from the calculated monthly amount. Ask for that fee when reviewing the service terms for your office.
Can the calculator apply a volume discount? No. Volume discounts are available, but thresholds are not published. The estimate uses the published percentage and monthly minimum without assuming which discount would apply to an office or group.
Does Teero handle claim submission? No. Claim submission stays with the office. Insurance Posting & Aging handles work after the claim goes out, including payment posting and follow-up on aging, denials, secondary claims and appeals.
Takeaway
Use monthly insurance collections and optional breakdown counts to estimate the combined recurring insurance bill, then confirm onboarding and any applicable volume discount. See Teero's payment posting cost guide for the published pricing and comparison scope.